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13 Extra Buyer Costs You Need to Know About
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This FREE
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expenses you need to know about before you start your home
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This FREE
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Alpha Team Realty
David Gibbard
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The Power of Team Work.
Guaranteed Results
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Copyright
© 2007 Realty Times
All Rights Reserved.

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Homeownership Is
Good For You

Buying
a home has gotten tougher in
recent years, and finding
affordable housing is an even
greater endeavor, but the
struggle is worth the effort.
The National Housing
Conference's Center For Housing
Policy and Enterprise Community
Partners, two housing advocacy
groups, say more than just a
roof over your head,
homeownership with solid
neighborhoods in the mix can
enhance the lives of families
and their children and improve
their futures.
A group of reports, "Vital
Links: Housing's Contributions
to the Nation's Health and
Education Objectives" makes the
case for affordable housing by
revealing its benefits.
In short, the reports say,
homeownership is good for you in
a number of ways, including:
Affordable housing is good for
your

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There were 6,043 closings for
all single family in July. This
is a decline of 20.9% from July
2006 and the 5th
consecutive monthly decline and
the 9th decline over the past 11
periods.
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What Is The Fed's Discount Rate And
Does It Affect Housing?

The
Federal Reserve rate cut of last month
failed to stop the bleeding in the U.S.
stock market. That's because the Fed cut
the "discount" rate, not the federal
funds interest rate. What's the
difference and how will housing be
impacted?
You won't find the answer on
financial news sites. They talk in
jargon. So here's a little lesson in
American federal money flow management.
The Federal Reserve is the bank of
the federal government and the guardian
of the U.S. economy, and as such,
regulates monetary and credit policies
such as buying and selling securities,
setting the cost of credit (interest
rates,) how much money is available to
banks for borrowing, and how fast and at
what rates the money has to be repaid.
The idea behind the Federal Reserve is
to keep things running smoothly, so
banks that are members of the Fed are
federally insured, which is reassuring
to depositors like you and me.

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Selling Your Home in a Slumping
Market

When
your local housing market is down and
you have to sell, what do you do? You
want top dollar, you may also need to
sell in a hurry -- especially if moving
day is right around the corner.
In a tight housing market,
remember that you are competing with all
of the other homes for sale in your
neighborhood. The key to success is to
make your home and the deal itself more
attractive than what the competition is
offering without giving away too much.
If you find yourself having to
sell into a slow market, here are some
tips to help you make your home more
attractive and sweeten the deal to
generate more interest in your home:
Price it to the market, don't be greedy.
Most sellers tend to set the price too
high, thinking their home is worth more
than it really is. Check the sales
prices of comparable homes that recently
sold the asking prices of comparable
homes that are currently for sale in
your neighborhood.
Obtain an appraisal in advance, so you
know what the house is officially worth
(based on the appraiser's professional
opinion).
Use a seasoned Realtor. Your Realtor has
already experienced price wars in the
housing market. According to the
National Association of Realtors®, a

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Our
"PERFORMANCE" Guarantee

Your Home "SOLD AND CLOSED" in
120-Days or I Will Buy It. Home
Buyers Receive 1% of the Sale
Price Cash-Back at Closing.

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No
More Dark Rooms:
How You Can See the Light

There
are times when most of us have walked through a
home and thought this would be a great room if
only it had more light.
Leaving the dark side behind doesn't have
to mean that you have to have a window that lets
you see the light. There are plenty of times
when a window to the outside either isn't
possible or would still not reveal enough
daylight. That's where Solatube International
can literally shed some light.
"It really looks like a light fixture,
only it's sunlight," says Cynthia Sener,
Director of Marketing for Solatube
International.
But don't confuse these devices with the
more massive skylights. Instead, these
dome-shaped products that sit atop homes direct
light to specific areas inside.





Daily News and Advice

Read about the events
shaping the Real Estate market today,
find current interest rates, or browse
the extensive library of advice and
how-to articles written by some of the
top experts in Real Estate. Updated each
weekday.

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Your Home
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selling your home quickly and for top dollar.
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11 High Cost Inspection Traps You
Should Know Weeks Before Listing Your Home For Sale
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To
help home sellers deal with this issue before their home is
listed, a free report entitled "11 Things You Need to Know to
Pass Your Home Inspection" has been compiled which explains the
issues involved. |
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