Save Thousands of Dollars When Buying a Home
 

This FREE no obligation easy to understand report provides simple steps that will amaze you how easy it is to save thousands of dollars when buying a home. 


BEWARE!
13 Extra Buyer Costs You Need to Know About

 

This FREE no obligation report let's you know about 13 extra buyer expenses you need to know about before you start your home search.


9-Buyer Traps to Avoid
 

This FREE no obligation easy to understand report and DVD provides simple ways to avoid 9 buyer traps that most buyers fail to navigate before they happen. 


FREE Special Report
"6 Things You Must Know Before You Buy"

 

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FREE Special Report - "The 9 Step System to Get Your Home Sold Fast and For Top Dollar"
 

This report clearly identifies potential trouble-spots, and lays out an easy-to-follow step-by-step system to help you get the most money for your home
Alpha Team Realty
 

 
David Gibbard
 
September 2007
Real
 
The Power of Team Work. Guaranteed Results
 
Copyright © 2007 Realty Times
All Rights Reserved.


 

 

 
Homeownership Is
Good For You


 
  Buying a home has gotten tougher in recent years, and finding affordable housing is an even greater endeavor, but the struggle is worth the effort.
      The National Housing Conference's Center For Housing Policy and Enterprise Community Partners, two housing advocacy groups, say more than just a roof over your head, homeownership with solid neighborhoods in the mix can enhance the lives of families and their children and improve their futures.
      A group of reports, "Vital Links: Housing's Contributions to the Nation's Health and Education Objectives" makes the case for affordable housing by revealing its benefits.
      In short, the reports say, homeownership is good for you in a number of ways, including:
Affordable housing is good for your
 


 
Mortgage Rates
U.S. averages as of August 30, 2007:

30 yr. fixed:   6.45%
15 yr. fixed:   6.12%
1 yr. adj:        5.84%

 

 
 

 

View current rates


 

 

 

There were 6,043 closings for all single family in July. This is a decline of 20.9% from July 2006 and the 5th consecutive monthly decline and the 9th decline over the past 11 periods.


 

 
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What Is The Fed's Discount Rate And Does It Affect Housing?

 
     The Federal Reserve rate cut of last month failed to stop the bleeding in the U.S. stock market. That's because the Fed cut the "discount" rate, not the federal funds interest rate. What's the difference and how will housing be impacted?
      You won't find the answer on financial news sites. They talk in jargon. So here's a little lesson in American federal money flow management.
      The Federal Reserve is the bank of the federal government and the guardian of the U.S. economy, and as such, regulates monetary and credit policies such as buying and selling securities, setting the cost of credit (interest rates,) how much money is available to banks for borrowing, and how fast and at what rates the money has to be repaid. The idea behind the Federal Reserve is to keep things running smoothly, so banks that are members of the Fed are federally insured, which is reassuring to depositors like you and me.


 


Selling Your Home in a Slumping Market

 
     When your local housing market is down and you have to sell, what do you do? You want top dollar, you may also need to sell in a hurry -- especially if moving day is right around the corner.
      In a tight housing market, remember that you are competing with all of the other homes for sale in your neighborhood. The key to success is to make your home and the deal itself more attractive than what the competition is offering without giving away too much.
      If you find yourself having to sell into a slow market, here are some tips to help you make your home more attractive and sweeten the deal to generate more interest in your home:
Price it to the market, don't be greedy. Most sellers tend to set the price too high, thinking their home is worth more than it really is. Check the sales prices of comparable homes that recently sold the asking prices of comparable homes that are currently for sale in your neighborhood.
Obtain an appraisal in advance, so you know what the house is officially worth (based on the appraiser's professional opinion).
Use a seasoned Realtor. Your Realtor has already experienced price wars in the housing market. According to the National Association of Realtors®, a


 

 
Our "PERFORMANCE" Guarantee

Your Home "SOLD AND CLOSED" in 120-Days or I Will Buy It. Home Buyers Receive 1% of the Sale Price Cash-Back at Closing.
 

 



 

No More Dark Rooms:
How You Can See the Light


 
     There are times when most of us have walked through a home and thought this would be a great room if only it had more light.
      Leaving the dark side behind doesn't have to mean that you have to have a window that lets you see the light. There are plenty of times when a window to the outside either isn't possible or would still not reveal enough daylight. That's where Solatube International can literally shed some light.
      "It really looks like a light fixture, only it's sunlight," says Cynthia Sener, Director of Marketing for Solatube International.
      But don't confuse these devices with the more massive skylights. Instead, these dome-shaped products that sit atop homes direct light to specific areas inside.
 



 

 
Daily News and Advice

Read about the events shaping the Real Estate market today, find current interest rates, or browse the extensive library of advice and how-to articles written by some of the top experts in Real Estate. Updated each weekday.
 

 


 
More Articles

 

 
August Round Up: Long-Term
Rates Down

 

 
Is The Mortgage Squeeze Peaking?
 

 
Pre-approval Means More Than Just a Lender Letter

 
New Trends for Everyone at International Builders Show


 

 
David Gibbard, The Power of Team Work. Guaranteed Results
E-mail: gibbard@alphateamrealty.com
Web: http://www.alphateamrealty.com
770-886-3808

 
Alpha Team Realty, Inc.
770-886-3808
981 Old Alpharetta Road
Alpharetta GA 30005
 


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Your Home Didn't Sell. Do You Know Why?
 

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How to Get Your Asking Price in a Buyer's Market
 

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11 High Cost Inspection Traps You Should Know Weeks Before Listing Your Home For Sale
 

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The information provided is by Alpha Team Realty, Inc. is deemed reliable, but is not guaranteed and is subject to change without notice. Alpha Team Realty, Inc. and business partners are not responsible for misinformation, misprints, typographical errors, etc. herein contained. There is no implied or expressed fiduciary, agency or agent relation between Alpha Team Realty, Inc. and any user of Alpha Team Realty's.  services or any services provided through the use of this web site, unless specifically contracted in writing. Alpha Team Realty, Inc. is a Georgia licensed real estate broker license number H-37835, Qualifying Broker David Gibbard.

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