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Save Thousands
of Dollars When Buying a Home
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This
FREE no obligation easy to understand report provides simple
steps that will amaze you how easy it is to save thousands of
dollars when buying a home.
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BEWARE!
13 Extra Buyer Costs You Need to Know About
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| This FREE
no obligation report let's you know about 13 extra buyer
expenses you need to know about before you start your home
search. |
| This FREE
no obligation easy to understand report and DVD provides simple
ways to avoid 9 buyer traps that most buyers fail to navigate
before they happen.
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FREE Special Report
"6 Things You Must Know Before You Buy"
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Discover how to avoid these costly mistakes.
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| This report clearly
identifies potential trouble-spots, and lays out an easy-to-follow
step-by-step system to help you get the most money for your home |
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Top 10 Reasons Loan Applications Are
Rejected
As
interest rates rise and rising housing
costs swells lenders' portfolios with
riskier loans, lenders will tighten
underwriting rules making it tougher to
buy a home.
Still -- in hot markets and in
cool ones -- the fundamentals apply.
Getting a loan application
approved is often knowing how to keep
lenders from saying "no." To that end,
here are the Top 10 reasons loan
applications wind up the circular file.
There are more, but these top the list.
Being in denial about what you can
really afford. Apply for too much and
you could be out the door faster than
you went in. Let the lender decide what
you can afford to borrow. From that, you
decide what your budget will
realistically let you afford to pay each
month Get preapproved with a bona fide,
carved-in-stone preapproval that
guarantees in writing a loan amount,
interest rate and as much of the other
loan terms as possible.
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Tips For Real Estate Investors
Got
the real estate investment bug? You
aren't alone.
By the end of 2004, the National
Real Estate Investors Association's
20,000 affiliated members were double
the previous year's numbers, but even at
20,000 represented only about one fourth
of all U.S. real estate investors in
investment clubs, the association said.
Investors accounted for what's
likely a record 23 percent of all home
sales last year, according to the
National Association of Realtors' "2005
National Association of Realtors Profile
of Second-Home Buyers".
While the investor purchase
portion is 23 percent, other second home
buyers who become aware of the potential
for a return on their property may very
well take a more speculative approach.
The second home market now accounts for
38 percent of the existing housing stock
and 36 percent of all homes purchased
last year, NAR said.
"These aren't second homes. You
know where that down payment is coming
from. People are leveraging one price
asset against another on a pure momentum
play," said Robert M. Campbell, a San
Diego-based realty broker, investor and
author of "Timing The Real Estate
Market".
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Bad
Wiring Thwarts
Smart Homes
Many
new homes are built with communications wiring
that may be inadequate for computer,
telecommunications, entertainment, security and
other electronic systems.
The Federal Communications Commission, in
2000, last issued communication wiring rules for
homes that require all telecommunications wiring
in new residences be of the so called "Category
3" or better grade.
Cat 3 is a cable that includes 2 to 4
twisted pairs of copper wire enclosed in a
plastic sheath and replaces the old 4-wire
telephone cable.
"A few (builders) still build homes that
don't even measure up to the basic FCC
requirement," said John Cowie with the New York
City-based Copper Development Association.
Daily News and Advice
Read about the events
shaping the Real Estate market today,
find current interest rates, or browse
the extensive library of advice and
how-to articles written by some of the
top experts in Real Estate. Updated each
weekday.
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Free Online Home
Valuation
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free no obligation home valuation. |
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Your Home
Didn't Sell. Do You Know Why?
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| Your home
didn't sell or your listing expired. It likely wasn't your home.
We can show you why with a FREE DVD and report, How to Sell a
Home That Did Not Sell.
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How to Get Your
Asking Price in a Buyer's Market
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FREE no obligation report and DVD showing you how to get your
asking price in a buyer's real estate market. |
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27-Keys to
Selling Your Home
Quickly and for Top Dollar
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FREE no obligation report and DVD explaining the 27-keys to
selling your home quickly and for top dollar.
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11 High Cost Inspection Traps You
Should Know Weeks Before Listing Your Home For Sale
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| To
help home sellers deal with this issue before their home is
listed, a free report entitled "11 Things You Need to Know to
Pass Your Home Inspection" has been compiled which explains the
issues involved. |
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One
of the most common reasons to
buy a home is to accommodate
your growing family. Perhaps you
want to live in a neighborhood
with better schools and more
services, or maybe you need a
bigger house as the two of you
turns into three and then four.
