Save Thousands of Dollars When Buying a Home
 

This FREE no obligation easy to understand report provides simple steps that will amaze you how easy it is to save thousands of dollars when buying a home. 


BEWARE!
13 Extra Buyer Costs You Need to Know About

 

This FREE no obligation report let's you know about 13 extra buyer expenses you need to know about before you start your home search.


9-Buyer Traps to Avoid
 

This FREE no obligation easy to understand report and DVD provides simple ways to avoid 9 buyer traps that most buyers fail to navigate before they happen. 


FREE Special Report
"6 Things You Must Know Before You Buy"

 

Discover how to avoid these costly mistakes. 


FREE Special Report - "The 9 Step System to Get Your Home Sold Fast and For Top Dollar"
 

This report clearly identifies potential trouble-spots, and lays out an easy-to-follow step-by-step system to help you get the most money for your home

 

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All Rights Reserved.

 

 

 

 
Real Estate's Hidden Asset

 
  Every few months, after the last predictions of a real estate bubble have passed, it's always useful to consider the latest forecasts of disaster.
      "After an amazing four-year boom in residential real estate," says Business Week, "the housing market could finally be topping out and heading for a downturn. The culprit: rising interest rates. Housing prices could then flatten on a national level in the next year or so while taking a spill in overheated coastal markets." (Is The Housing Bubble About To Burst? July 19, 2004)
      Such articles make a useful point: Real estate values, like stock market
prices, can rise and fall.
      Yet the art of forecasting seems awfully difficult: How many stock analysts foresaw the Wall Street crash, the Internet bubble or the fall of so many
 


 
Mortgage Rates
U.S. averages as of August 26, 2004:

30 yr. fixed:   5.82%
15 yr. fixed:   5.21%
1 yr. adj:       4.05%

 

 
 

 

View current rates


 

 

 


New Monthly Feature
Metro Atlanta's Real Estate Update for September 2004.

We are reporting 6,091 single family closings for July 2004. This mark is 2.9% below the same year ago period, but after lagged closings are reported we should be up about 5%.


 

 
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It's Time To Get Ready
For The Fall Market


 
     The fall real estate season is gearing up, and if you are planning to put your house on the market after Labor Day, you need to start getting on the stick.
      Here are some things to think about.
      First impressions, no matter what kind of market it is, can make or break a sale. The professionals call this curb appeal. The idea is to make the exterior sparkle.
      Sparkle can be achieved in a variety of ways. The most obvious is by cleaning, painting and landscaping.
      Clean the mildew off the porch surfaces and the window frames, and paint them if they need it.
      Rake leaves and pick up papers. Buy plenty of mulch to give the still-empty flower beds a warm, inviting look.
      If you do not have a front porch or front yard, consider window boxes, or put some heavy-duty pots by the entrance and fill them with flowers.
      If the house does not have shutters, and shutters do not clash with the architectural style, buy some. Polish the brass doorknobs, knockers and mail


 


Five Financial Fiascos To Avoid When Buying A Home

 
     When's the last time you checked out your credit scores? A lot of us don't think much about our credit until it's time to purchase a home and then it may be too late. Avoiding these five common financial fiascos can save you money and headaches.
  • Not knowing your credit history.
          "Not investigating whether the credit problem is accurately reported on the credit report; 95 percent of them aren't," said John Ramsay, Senior Loan Officer at Mortgage Partners Inc.
          Bankruptcy, for instance, is hardly ever reported correctly. Bureaus will frequently still report that a person owes money, even if it was paid off in the bankruptcy, but somehow it was filed incorrectly.
          Ramsay said, "If you have a credit problem, fix it if you can."
  • Not getting a written estimate.
          When borrowers are shopping around loans, one of the biggest mistakes they make is not asking for a written estimate. It's hard to compare loan programs if you don't have them in writing.
          "It's a bad sign if they won't give it to you in writing ... If you get three written estimates you can compare apples to apples," Ramsay said. Otherwise clients may not be able to ask the exact same questions so that they can compare different sources.


  •  

    The Price Of Staying Cool

     
         When the country heats up over the summer months, the price of staying cool will get more expensive in the years to come. Starting in January 2006, all home units of central air conditioning and heat pump systems will have to reach a 30 percent higher level of energy efficiency. The US Department of Energy is hoping that the mandate will cool the need for new power plants and keep energy consumption under control.
          "That'll save a minimum 23 percent on every new home or air conditioning system sold in the United States, 23 percent less electricity used," says Steven Bouman, Energy Marketing Specialist for Mohave Electric Cooperative in Bullhead City, Arizona.



     

     
    Daily News and Advice

    Read about the events shaping the Real Estate market today, find current interest rates, or browse the extensive library of advice and how-to articles written by some of the top experts in Real Estate. Updated each weekday.
     

     


     
    More Articles

     

     
    August Roundup: Mortgage Rates Remain Flat
     

     
    Capital Gains Exceptions Finalized
     

     
    The Scoop On Pre-Payment Penalties

     
    Most ARMs Held By Homeowners Are Less Risky Type
     
    Should you List Your Home For Sale with a Friend?
     
    Should You Use More Than One Agent to Locate a Home?
     
    Should You Use a Buyer Agent?
     


     


     

     

    Free Online Home Valuation
     

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    Your Home Didn't Sell. Do You Know Why?
     

    Your home didn't sell or your listing expired. It likely wasn't your home. We can show you why with a FREE DVD and report, How to Sell a Home That Did Not Sell. 


    How to Get Your Asking Price in a Buyer's Market
     

    Receive a FREE no obligation report and DVD showing you how to get your asking price in a buyer's real estate market.


    27-Keys to Selling Your Home
     Quickly and for Top Dollar
     

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    11 High Cost Inspection Traps You Should Know Weeks Before Listing Your Home For Sale
     

    To help home sellers deal with this issue before their home is listed, a free report entitled "11 Things You Need to Know to Pass Your Home Inspection" has been compiled which explains the issues involved.

     

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