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13 Extra Buyer Costs You Need to Know About
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This FREE
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expenses you need to know about before you start your home
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This FREE
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Tips for Selling In a
Buyer's Market

As
the fall season brings the usual
slow-down in home sales activity, many
regions of the country that experienced
hot sellers' markets over the summer are
now seeing a change toward buyers'
markets. But don't let that hamper your
plans -- if you prepare properly and
make the right moves, you can sell your
house.
One of the first things real
estate brokers and agents will encourage
you to do if you're selling in a
challenging market is to price your
house appropriately and add appeal.
So what can you do to give your
house selling appeal? For starters, you
should:
Set your price competitively.
Offer incentives. If your carpet is
old or outdated, offer a carpet
allowance up front. If a potential buyer
knows this right off the bat, they might
be able to overlook the unattractive
carpet - probably the first thing
they'll notice when they walk in the
door. Or, offer to include your
appliances

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Coping With A Changing Mortgage
Market

After
rising all year, interest rates recently
fell for six consecutive weeks to their
lowest point since July.
Less than a year ago, experts
everywhere, from the Federal Bureau of
Investigations to the Federal Reserve,
questioned appraised values of homes.
Now, as the boom wanes, lenders are more
certain mortgages are backed by
accurately valued collateral.
That doesn't mean lenders aren't
still going gangbusters on riskier,
high-leverage loans for those who
qualify even if income, employment and
asset documentation aren't checked.
Along with housing market change
comes mortgage market change in a
symbiotic -- sometimes nightmarish --
relationship of ebbs and flows that can
leave consumers tossing and turning at
night.
Fortunately, for home owners and
those looking to buy, the fundamentals
still apply.
Sound, consistent financial
behavior can be like a dose of No Doze.
Here are some timely mortgage tips
to sooth your worries and to help you
sleep more soundly.
Pull your credit report. Before you
shop for any credit, pull your credit
report

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Who
Says Concrete Has to
Be Ugly and Boring?

It
may not sound like the most decorative
alternative, but concrete is becoming a popular
choice for homeowners hoping to cut costs while
still enjoying pleasing landscape. It is not,
though, just any ordinary concrete that's being
poured. Decorative/concrete overlay, concrete
stamping, and acid staining are alternatives to
the use of natural stones.
While the concept isn't new, it is
increasingly becoming more popular due to the
expensive cost of real stone. The look of
concrete stamping, decorative overlay, and acid
staining can mirror stone so convincingly that
you might not know one of these alternative
methods of décor was used. However, if you have
visited a theme park then it's likely that you
have seen and walked on concrete stamping or
decorative overlay, and




Daily News and Advice

Read about the events
shaping the Real Estate market today,
find current interest rates, or browse
the extensive library of advice and
how-to articles written by some of the
top experts in Real Estate. Updated each
weekday.

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11 High Cost Inspection Traps You
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