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Save Thousands
of Dollars When Buying a Home
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This
FREE no obligation easy to understand report provides simple
steps that will amaze you how easy it is to save thousands of
dollars when buying a home.
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BEWARE!
13 Extra Buyer Costs You Need to Know About
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| This FREE
no obligation report let's you know about 13 extra buyer
expenses you need to know about before you start your home
search. |
| This FREE
no obligation easy to understand report and DVD provides simple
ways to avoid 9 buyer traps that most buyers fail to navigate
before they happen.
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FREE Special Report
"6 Things You Must Know Before You Buy"
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Discover how to avoid these costly mistakes.
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| This report clearly
identifies potential trouble-spots, and lays out an easy-to-follow
step-by-step system to help you get the most money for your home |
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Your Realtor:
Lite Realty, Inc.
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Full Service..... Less
Cost.....
Featuring Our
$499 plus 1% MLS Home Selling Program
and Our 1% Home Buyer Cash Back Program
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Copyright
© 2006 Realty Times
All Rights Reserved.
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Buying To Expand
Can Be Tricky
It
may be better to buy the square footage
you need in a neighborhood of larger
homes rather than buying into a
neighborhood of smaller homes with plans
to build up or out.
At the very least, if you decide
to shop for a home you want to expand,
also shop for zoning laws that will
allow it.
The purchase money you save up
front on a smaller home may not be worth
the headache that could come later from
building restrictions and market
conditions that leave you with a home
that doesn't fit.
Shifting cash into major home
improvements can have a triple payoff --
the work will likely increase the value
of your home, boost your net worth and
improve your quality of life, especially
if you need room for an expanding
family.
But if you've got a case of palace
envy and plan to tear down walls or pop
off the roof to create an expansive
estate, make sure you don't move into a
community where zoning laws won't let
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Keeping Your Credit Clean
Many
homebuyers frequently wonder, "If I am
shopping for a home loan will my credit
be affected each time a credit report
inquiry is made?"
It's a logical and intelligent
question to ask; the answer is: not
significantly, if the credit checks are
done in a short period of time.
When a credit check is made by a
potential lender it is called a hard
inquiry. When a hard inquiry occurs it
does have an impact on your credit
score. However, when you're shopping for
a mortgage or a car loan, credit bureaus
typically cluster the hard inquiries
together because the credit reporting
bureaus understand that the consumer is
shopping for the best loan.
"So for example, if you're
shopping for a new mortgage and three
potential lenders pull your credit score
within three weeks, that is looked at as
one inquiry for that purpose," says
Steven Katz a spokesperson for
TransUnion's TrueCredit.com.
Keeping your credit clean is
critical. Katz offers the following
advice to help ensure healthy credit.
One card you should not carry:
Leave your Social Security card at home.
"There is basically no reason that you
need to carry that with you," says Katz.
Most people have their Social
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Document Value Of Donated Household Goods
If
you regularly count on Goodwill, the Salvation
Army and others to find homes for what won't fit
in your attic, garage or spare room -- all while
getting a charitable tax deduction -- do your
spring purging now.
That's especially true if you commonly
fudge the value of donated items.
In 2007, the Internal Revenue Service will
hold you accountable for accurately documenting
the value of donated goods under a new tax edict
tucked away in the Pension Protection Act of
2006, signed by President Bush this summer.
The broader act is aimed at curing the
ailing defined-benefit pension system but it
includes a host of unrelated provisions,
including one that governs required, accurate
documentation when you claim tax breaks for
gifts, including household goods trucked off to
charitable
Daily News and Advice
Read about the events
shaping the Real Estate market today,
find current interest rates, or browse
the extensive library of advice and
how-to articles written by some of the
top experts in Real Estate. Updated each
weekday.
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Free Online Home
Valuation
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free no obligation home valuation. |
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Your Home
Didn't Sell. Do You Know Why?
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| Your home
didn't sell or your listing expired. It likely wasn't your home.
We can show you why with a FREE DVD and report, How to Sell a
Home That Did Not Sell.
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How to Get Your
Asking Price in a Buyer's Market
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FREE no obligation report and DVD showing you how to get your
asking price in a buyer's real estate market. |
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27-Keys to
Selling Your Home
Quickly and for Top Dollar
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| Receive a
FREE no obligation report and DVD explaining the 27-keys to
selling your home quickly and for top dollar.
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11 High Cost Inspection Traps You
Should Know Weeks Before Listing Your Home For Sale
|
| To
help home sellers deal with this issue before their home is
listed, a free report entitled "11 Things You Need to Know to
Pass Your Home Inspection" has been compiled which explains the
issues involved. |
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After
years of hearing from successful
sellers that they didn't have to
do a thing to sell, they now
need to understand how they can
stand out from their
competition. Here is a handy
list to help sellers determine
if some features in their home
might need some attention. 
Test all door and cabinet knobs.
Replace mismatched or
inexpensive hardware for a quick
update. Buyers rarely can get
beyond a knob that comes off in
their hand as they attempt to
use a door. 
