Save Thousands of Dollars When Buying a Home
 

This FREE no obligation easy to understand report provides simple steps that will amaze you how easy it is to save thousands of dollars when buying a home. 


BEWARE!
13 Extra Buyer Costs You Need to Know About

 

This FREE no obligation report let's you know about 13 extra buyer expenses you need to know about before you start your home search.


9-Buyer Traps to Avoid
 

This FREE no obligation easy to understand report and DVD provides simple ways to avoid 9 buyer traps that most buyers fail to navigate before they happen. 


FREE Special Report
"6 Things You Must Know Before You Buy"

 

Discover how to avoid these costly mistakes. 


FREE Special Report - "The 9 Step System to Get Your Home Sold Fast and For Top Dollar"
 

This report clearly identifies potential trouble-spots, and lays out an easy-to-follow step-by-step system to help you get the most money for your home
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Competition Drives Down Costs. The Best Way to Get Your Best Mortgage Rate and Terms is to Have Mortgage Lenders Compete for Your Business. Get Up to 3 Mortgage Quotes
 

Copyright © 2000 Realty Times
All Rights Reserved.


To Stretch or Not To Stretch, That Is the Question

     When looking for real estate, buyers often discover that no matter what price range they explore, the house they Really want to buy, the house containing Everything on their current "wish list", is always just out of their reach.
      With interest rates low, and housing prices on the rise, justifying that "stretch" to get your dream house may be easier than you think. Here are some reasons to contemplate increasing the price range of your home search.
      Other People's Money: The leverage you gain using Other People's Money is one of the nicest parts of buying a home.


Mortgage Rates
National averages as of October 31, 2000:

30 yr. fixed:   7.38%
15 yr. fixed:   7.09%
1 yr. adj:        7.02%
30 yr. jumbo:  7.82%

Source: Bank Rate Monitor


Get today's rates





With interest rates attractively low, you may find you have the ability to qualify for a higher mortgage amount than you originally thought. A small down



Wondering What Your Home Is Worth?

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Should I Take My Home Off the Market During the Holidays?
     When you look at your November and December calendars you may find the months already overloaded with seasonal obligations -- shopping, entertaining, children's pageants, charity work, decorating the house, and so much more. If you are also trying to sell your home, you are under extra pressure to keep your home in "showtime" condition. And that could be the last thing you need before the holiday spirit is broken.
      It is understandable why you would be tempted to take your home off the market during the holidays. And the list of justifications is long. If you are too busy, buyers may be also, and you may find your efforts unrewarded by enough showings. And what if you do get an offer? You may be faced with the possibility of packing and moving during the busiest time of the year. Besides, you can give your house a rest, and it will have better momentum after the holidays. Better to just pack it in and start fresh in January, right?
      But wait! Most top Realtors agree that taking your home off the market during the Christmas season is a mistake. The house sure isn't going to




Is Your Neighborhood
Kid-Friendly?


     Every kid's dream is to live in a neighborhood occupied by other children their age. It's a parent's dream, as well. After all, what parent doesn't dread hearing the words "I'm bored" come summertime? Young families who reside in neighborhoods primarily occupied by older people face a dilemma. Their kids are going to need frequent transportation back and forth to the houses of friends who live in other neighborhoods. This inconvenience is minor, however, when compared to other, more serious issues related to the relative "kid-friendliness" of a neighborhood.
      What if you live around the corner from a popular watering hole that attracts unsavory types on a nightly basis? Or perhaps you move into a neighborhood based on the belief that the area is good for children - only to discover later your town's plans for an adult-themed business within walking distance.
      You don't have to be taken off guard. Actually, if you keep your eyes and ears open during your home-search process, you'll probably find some clear indicators as to whether or not the neighborhood you're considering will be a good choice for your growing family.
      The importance of driving around a neighborhood in the morning, afternoon and late- night hours cannot be understated. Don't rely on just one daytime drive-through because many



Pre-Approval Versus
Pre-Qualification: Is There A Difference?


      What's the difference between someone who is "pre-approved" for a loan and someone who is "pre-qualified?" Is one better than the other? And if so, how?
      These questions arose from a letter I received and seemed worth pursuing -- after all, if one approach is better than the other, wouldn't that be helpful to borrowers?
      In general terms, the idea behind pre-qualifying is this: You're a home buyer. You do not have enough money to buy for cash (do not be distressed, this makes you absolutely normal). The result: Your ability to buy depends on your ability to borrow, so it makes sense to speak with lenders before looking at houses to check your mortgage power and consider which loan program might be best for you.
      So, lender Jones offers to "pre-qualify" you while Lender Smith has a "pre-approval" program. Which is better?




Daily News and Advice


Read about the events shaping the Real Estate market today, find current interest rates, or browse the extensive library of advice and how-to articles written by some of the top experts in Real Estate. Updated each weekday.



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Symphonizing Your Homeowner Association Meetings
 
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Buying a Home? Get the Most Detailed Information and Home Valuation Report Available "Before" You Buy.

Free Online Home Valuation
 

Receive a free no obligation home valuation.


Your Home Didn't Sell. Do You Know Why?
 

Your home didn't sell or your listing expired. It likely wasn't your home. We can show you why with a FREE DVD and report, How to Sell a Home That Did Not Sell. 


How to Get Your Asking Price in a Buyer's Market
 

Receive a FREE no obligation report and DVD showing you how to get your asking price in a buyer's real estate market.


27-Keys to Selling Your Home
 Quickly and for Top Dollar
 

Receive a FREE no obligation report and DVD explaining the 27-keys to selling your home quickly and for top dollar.


11 High Cost Inspection Traps You Should Know Weeks Before Listing Your Home For Sale
 

To help home sellers deal with this issue before their home is listed, a free report entitled "11 Things You Need to Know to Pass Your Home Inspection" has been compiled which explains the issues involved.

 

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Serving the northside of metro Atlanta, Georgia area

The information provided is by Alpha Team Realty, Inc. is deemed reliable, but is not guaranteed and is subject to change without notice. Alpha Team Realty, Inc. and business partners are not responsible for misinformation, misprints, typographical errors, etc. herein contained. There is no implied or expressed fiduciary, agency or agent relation between Alpha Team Realty, Inc. and any user of Alpha Team Realty's.  services or any services provided through the use of this web site, unless specifically contracted in writing. Alpha Team Realty, Inc. is a Georgia licensed real estate broker license number H-37835, Qualifying Broker David Gibbard.

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