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Save Thousands
of Dollars When Buying a Home
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This
FREE no obligation easy to understand report provides simple
steps that will amaze you how easy it is to save thousands of
dollars when buying a home.
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BEWARE!
13 Extra Buyer Costs You Need to Know About
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| This FREE
no obligation report let's you know about 13 extra buyer
expenses you need to know about before you start your home
search. |
| This FREE
no obligation easy to understand report and DVD provides simple
ways to avoid 9 buyer traps that most buyers fail to navigate
before they happen.
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FREE Special Report
"6 Things You Must Know Before You Buy"
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Discover how to avoid these costly mistakes.
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| This report clearly
identifies potential trouble-spots, and lays out an easy-to-follow
step-by-step system to help you get the most money for your home |
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Alpha Team Realty
David Gibbard
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The Power of Team Work.
Guaranteed Results
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Copyright © 2008
Realty Times
All Rights Reserved.
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Average Selling Price |
Average Sale to Listing Price |
Average Days on the Market |
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David
Gibbard |
$309,663* |
99.51%* |
34.5
Days* |
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Top 6 Agents (average) |
$282,079 |
96.54% |
77.9 Days |
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Difference |
$27,584 |
2.97% |
43.4
Days |
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Well Know TV & Radio Ad Agent
(applying for a job to be your realtor) |
$264,373 |
99.19% |
106.6 Days |
* Not one of the top 6 agents out performed
David Gibbard’s sales results in any category.
Data Source: First Multiple Listing Service
(FMLS)
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Battle of the Warring
Housing Price Indexes
We
saw another "battle of the warring housing price
indexes" last month, with the federal government
reporting positive price appreciation in more
than two-thirds of U.S. metropolitan markets --
at the same time a widely-publicized Wall Street
index said home values were down by a record 4
percent for the year, and down by 5 percent in
the top 20 markets.
How could there be such big differences?
And which index is right?
Here are the facts:
The federal government's house price index
is produced quarterly by an agency called the
Office of Federal Housing Enterprise Oversight
(OFHEO). It measures valuation movements in a
massive database of millions of homes whose
loans were financed or refinanced by Fannie Mae
or Freddie Mac.
The data covers nearly 300 major
metropolitan markets and dozens of smaller
non-metropolitan areas.
In its latest index, released November 29,
OFHEO reported prices in
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Smoothing The Rough
Road To Refinancing
Lower
interest rates could offer some financial
buoyancy for those looking to refinance before
they get in over their heads.
Home mortgage interest rates have been
flat or falling since early October. The falling
average rate probably won't help those who
purchased a home, a year or two ago, especially
if they had a small equity stake in their home.
"The problem is a lot of people in those
products is they don't have any equity in the
house and lenders want equity to refinance,"
said Glenda Queensbury, a mortgage adviser in
San Jose, CA.
However, there could be a safe harbor
available for others facing a resetting
adjustable rate mortgage (ARM) with the
potential for higher rates and unmanageable
mortgage payments.
The key, say the experts, is to examine
your options early.
"Absolutely. When people start feeling the
pinch don't wait until you are delinquent. The
more delinquent you become the more options that
will start going off the table" says William
Higgins, chief lending officer of online bank
Ing Direct.
Higgins says it's a good idea to visit
your existing lender first. That's especially
true if your lender doesn't sell loans and has a
vested financial interest
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Sell Your Home
for FREE
Sell Your
Home on the Multiple Listing Service
(FMLS) and Realtor.com for FREE!! Home
Buyers Receive up to 1.5% of the Sale
Price of the Home You Buy Cash-Back at
Closing.
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New Monthly
Feature: Forsyth County, North Fulton and West Gwinnett
Real Estate Report
Single
family homes in Forsyth County saw the annual average
sale price drop 3% from $323,864 in November 2006 to
$313,431, in November 2007, which does not mirror the
rest of the metro Atlanta area, which increased by 3%
from November 2006 to November 2007. Average home values
in North Fulton dropped from $426,376 in November 2006
to $416,446 in November 2007 a 2% decrease, while West
Gwinnett saw a dramatic drop of the annual average home
value, decreasing 11% from $322,888 in November 2006 to
$288,041 in November 2007. Actual home sales in Forsyth
County dropped 19% compared to November 2006, which is
14% better than the metro Atlanta real estate sales.
North Fulton home sales dropped 23% while West Gwinnett
home sales dropped 26% over the same time last year.
In Forsyth County new home inventory dropped from
last month of 9.6 months of new home inventory to this
month of 9 months of new home inventory. The average
selling time also reduced from of 144 days to 132 days.
Resale home inventory in Forsyth County remained the
same at 9.6 months of resale home inventory. The average
selling time came down slightly from 70.4 days last
month compared to 69.6 days this month. North Fulton new
home inventory increased from 19.9 months of new home
inventory last month to 20.5 months of new home
inventory this month, with an average selling time
changing from 156 days to 181 days. Resale homes
inventory in North Fulton remained the same at 7.05
months of resale home inventory. Resale home average
selling time dropped to 60 days.
The doom and gloom data for residential real estate
and the negative media real estate hype just does not
match the real estate market conditions in Forsyth
County, North Fulton and West Gwinnett.
If you would like to
receive and in-depth analysis of the Forsyth County,
North Fulton and West Gwinnett real estate market,
including an analysis by price range (the numbers vary
significantly based on price range) call our
pre-recorded toll free order hotline at 877-411-9264 ID
# 1625 or you can order it only line at
www.ATLMLSdata.com
Daily News and Advice
Read about the events shaping the
Real Estate market today, find current interest
rates, or browse the extensive library of advice
and how-to articles written by some of the top
experts in Real Estate. Updated each weekday.
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Free Online Home
Valuation
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free no obligation home valuation. |
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Your Home
Didn't Sell. Do You Know Why?
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| Your home
didn't sell or your listing expired. It likely wasn't your home.
We can show you why with a FREE DVD and report, How to Sell a
Home That Did Not Sell.
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How to Get Your
Asking Price in a Buyer's Market
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| Receive a
FREE no obligation report and DVD showing you how to get your
asking price in a buyer's real estate market. |
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27-Keys to
Selling Your Home
Quickly and for Top Dollar
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| Receive a
FREE no obligation report and DVD explaining the 27-keys to
selling your home quickly and for top dollar.
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11 High Cost Inspection Traps You
Should Know Weeks Before Listing Your Home For Sale
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| To
help home sellers deal with this issue before their home is
listed, a free report entitled "11 Things You Need to Know to
Pass Your Home Inspection" has been compiled which explains the
issues involved. |
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The
New Year always turns thoughts to the
new tax season and when it comes to
taxes there's no place like home to find
shelter. Your home offers a score of tax
deductions and credits designed to help
offset the cost of housing and to keep
the housing market fueled with new
buyers. 
