Save Thousands of Dollars When Buying a Home
 

This FREE no obligation easy to understand report provides simple steps that will amaze you how easy it is to save thousands of dollars when buying a home. 


BEWARE!
13 Extra Buyer Costs You Need to Know About

 

This FREE no obligation report let's you know about 13 extra buyer expenses you need to know about before you start your home search.


9-Buyer Traps to Avoid
 

This FREE no obligation easy to understand report and DVD provides simple ways to avoid 9 buyer traps that most buyers fail to navigate before they happen. 


FREE Special Report
"6 Things You Must Know Before You Buy"

 

Discover how to avoid these costly mistakes. 


FREE Special Report - "The 9 Step System to Get Your Home Sold Fast and For Top Dollar"
 

This report clearly identifies potential trouble-spots, and lays out an easy-to-follow step-by-step system to help you get the most money for your home

 
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January 2006 Virtual Realestate Store
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Copyright © 2006 Realty Times
All Rights Reserved.

 

 

 

 
Protect Your Interests
When Buying a Home


 
  Even though real estate has changed substantially in recent years with the use of new technologies, the fact remains that buying a home still requires a series of traditional protections and defenses. Why? Because buying a home is inherently complex and professional assistance is both appropriate and reasonable.
      In practical terms, this means that if you're a buyer there are steps you should take to protect your interests. As a place to start, here are several basic issues to consider:
Get a home inspection. Don't let the stiff competition in hot seller's markets persuade you to forego a home inspection on a home you want to buy.
      By misusing a home inspection as a negotiating tool, the house you succeed in buying may cost you a fortune in the long run as you rush to correct problems
 


 
Mortgage Rates
U.S. averages as of December 22, 2005:

30 yr. fixed:   6.26%
15 yr. fixed:   5.79%
1 yr. adj:       5.22%

 

 
 

 

View current rates


 

 

 


New Monthly Feature
Metro Atlanta's Real Estate Update for November 2005.

 

We are going to finish the year stronger than most believed, including myself. November had a year-to-year increase of 0.2% and this is before lagged closings. October was stronger after lagged closings than initially expected, as the year-to-year increase is now a double digit at 12.7%.


 

 
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Are Pets Soiling Your Chances of Selling Your Home?

 
     Pets are often so loved by their owners that they are allowed the run of the house. At their worst, doggie and kitty dictators mark their territory with pungent odors and unsightly stains.
      When you love these little furry friends, it's hard to realize how much these pets may be hurting your marketing efforts in selling your home. If you are like most pet lovers, you may be a little on the sensitive side.
      If your listing agent is having a hard time communicating with you about your pets and their effect on buyers and other agents, perhaps a look at this neutral third-party list of suggestions may help you understand the problem better:
If it smells, it won't sell. Your pet may be perfectly well mannered, but that doesn't mean your home is odor-free. Most pet odor comes from fur and dander. Pets mark their territory by rubbing their fur on objects. That's why your kitty rubs your ankles with her sides. Minimize pet odors by not allowing your pets to sleep on couches and carpets. Provide them with a cuddly bed


 


Is Your Insurance Up To Par?

 
     The first of the year is upon us. We are soon to make New Year's resolutions -- and not long after we are fairly certain to break them.
      But the turn of the calendar is also a good time to do something in real estate that has become increasingly important: Check your insurance coverage.
      I bring this up not only because we have recently seen various hurricanes, floods, tornadoes, fires, windstorms, earthquakes and other tribulations of historic proportions, but also because the nature of homeowners insurance is changing.
      To start, it's perfectly plain that homeowners insurance is something one never uses except in a dire and substantially-expensive emergency. Small claims are foolish -- they can lead to higher rates and outright cancellations.       Since small claims are hazardous to your coverage, it makes sense to increase your deductible. Instead of $500 go to $1,000 or more. After all, you're not going to jeopardize coverage over $500 so why have such a small deductible? A higher deductible will reduce premium costs and that's a good way to start the New Year.
      It also makes sense to speak with your insurance broker every so often -- and now is the time. You want to know about the status of your policy (whether


 

Safety and Home Improvement

 
     Just when you thought you could do it yourself, you really can.
      With home improvements stores popping up left and right and television shows giving first class instruction on how to be your own carpenter, painter, etc., it's now easier than ever to take care of your home on your own.
      But, while the number of do-it-yourselfers who choose to perform home improvement projects on their own has grown dramatically over the years, unfortunately, so have the number of injuries.
      Spending on home-repair and remodeling materials has grown to an expected $170 billion this year from about $105 billion in 1990. While doing that work last year, homeowners sustained more than 300,000 injuries.
      Since do-it-yourself projects have increased so much in the last few years,



 

 
Daily News and Advice

Read about the events shaping the Real Estate market today, find current interest rates, or browse the extensive library of advice and how-to articles written by some of the top experts in Real Estate. Updated each weekday.
 

 


 
More Articles

 

 
December Roundup: Mortgage Rates Tick Down
 

 
New Homes Promise Breath
of Fresh Air

 

 
Selling Your House May Have to Satisfy Three "Buyers"
 

 
Rates, Not Home Prices, Worst Enemy In Affordability
 
Should you List Your Home For Sale with a Friend?
 
Should You Use More Than One Agent to Locate a Home?
 
Should You Use a Buyer Agent?
 
Check and Compare Real Estate Home Selling Services
 


 


Equal Housing Opportunity
 

 
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Your Home Didn't Sell. Do You Know Why?
 

Your home didn't sell or your listing expired. It likely wasn't your home. We can show you why with a FREE DVD and report, How to Sell a Home That Did Not Sell. 


How to Get Your Asking Price in a Buyer's Market
 

Receive a FREE no obligation report and DVD showing you how to get your asking price in a buyer's real estate market.


27-Keys to Selling Your Home
 Quickly and for Top Dollar
 

Receive a FREE no obligation report and DVD explaining the 27-keys to selling your home quickly and for top dollar.


11 High Cost Inspection Traps You Should Know Weeks Before Listing Your Home For Sale
 

To help home sellers deal with this issue before their home is listed, a free report entitled "11 Things You Need to Know to Pass Your Home Inspection" has been compiled which explains the issues involved.

 

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The information provided is by Alpha Team Realty, Inc. is deemed reliable, but is not guaranteed and is subject to change without notice. Alpha Team Realty, Inc. and business partners are not responsible for misinformation, misprints, typographical errors, etc. herein contained. There is no implied or expressed fiduciary, agency or agent relation between Alpha Team Realty, Inc. and any user of Alpha Team Realty's.  services or any services provided through the use of this web site, unless specifically contracted in writing. Alpha Team Realty, Inc. is a Georgia licensed real estate broker license number H-37835, Qualifying Broker David Gibbard.

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