Save Thousands of Dollars When Buying a Home
 

This FREE no obligation easy to understand report provides simple steps that will amaze you how easy it is to save thousands of dollars when buying a home. 


BEWARE!
13 Extra Buyer Costs You Need to Know About

 

This FREE no obligation report let's you know about 13 extra buyer expenses you need to know about before you start your home search.


9-Buyer Traps to Avoid
 

This FREE no obligation easy to understand report and DVD provides simple ways to avoid 9 buyer traps that most buyers fail to navigate before they happen. 


FREE Special Report
"6 Things You Must Know Before You Buy"

 

Discover how to avoid these costly mistakes. 


FREE Special Report - "The 9 Step System to Get Your Home Sold Fast and For Top Dollar"
 

This report clearly identifies potential trouble-spots, and lays out an easy-to-follow step-by-step system to help you get the most money for your home

 
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February 2006 Virtual Realestate Store
Real
 
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Copyright © 2006 Realty Times
All Rights Reserved.

 

 

 

 
Top 10 Tax Breaks,
On The House


 
  The New Year always turns thoughts to the new tax season and when it comes to taxes there's no place like home to find shelter. Your home offers a score of tax deductions and credits designed to help offset the cost of housing and to keep the housing market fueled with new buyers.
      Here's a look at the Top 10 Tax Breaks, On The House.
Mortgage Loan Interest: The Mother Of All Tax Breaks, because interest payments comprises a large portion of your mortgage payment in the early years of the loan's term, mortgage
interest on a maximum of $1 million in mortgage debt secured by a first and second home is deductible. Deductions reduce your taxable income against which your taxes due are calculated. The
 

 
Mortgage Rates
U.S. averages as of January 26, 2006:

30 yr. fixed:   6.12%
15 yr. fixed:   5.70%
1 yr. adj:       5.20%

 

 
 

 

View current rates


 

 

 

2005 proved to be a very good year for residential real estate. There were double-digit increases for single family detached and condos & townhomes.


 

 
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How To Accelerate Your Mortgage Application

 
     The best way to deal with so much uncertainty in the mortgage market is the fast way. The faster you get your loan approved, the better shot you'll have at the home you want. Here are some ways to speed up the approval process for your home loan.
Be smart. Financial planners, your REALTOR®, mortgage brokers and lenders are all available to assist you to give you insight on what is likely to be your largest financial transaction ever. The more you know, the faster you can make decisions about how much you can afford, what loan is best for you, and how to shop for the best deal.
Be creditworthy. Pull your credit report to determine if there are any black marks that could stall your application or get it rejected. You are entitled to one free credit report each year from each of the three major credit reporting agencies -- Experian, Equifax and TransUnion -- which means you can get three different credit reports each year at no cost.
Be frugal. Certainly stretch to afford the most home you can buy, if you want


 


Getting the Best Deal
On a Home


 
     Buying a home is very often an emotional process especially if it's going to be your primary residence. Well, buyers, fear not -- just make sure you review these helpful tips before you make your next offer on a house. It could give you an advantage over another buyer in the market.
Determine true market size.
     There may be plenty of homes in a particular area where you are house hunting, but that doesn't mean that they'll all be suitable for your needs. Identifying how many homes actually could be right for you will help to determine your negotiating power. Choices are always critical to creating a better deal.
Look for vacant properties.
      Finding properties that are vacant is a good opportunity to get a deal. Very often sellers might have moved out because they purchased another home and they don't want to now have to carry two mortgages. The longer vacant homes sit on the market, often the more eager and motivated the sellers become to begin negotiating with buyers.
Look for the diamond in the rough.
     Have you ever been shown a house and your first thought was, "This is awful. Who would ever live here?" The home sells; the new owner makes a few changes to it and puts it back on the market. You go see it again and it feels


 

Thinking Green: An Early
Start on Gardening


 
     Even though it's a cold outside in most parts of the country, it isn't too early to think about the garden. Spring will be here before you know it, so let's get prepared for making the garden look great.
      And what better way than to give your plants a boost by planting them in pretty containers for an added zip?
      Whether you live in condominium or a large home, containers can add color and style to a simple garden. To begin, there are three main elements to keep in mind when adding containers as a decor item in the garden:
Choosing the pots
Getting the right planting medium
Selecting the plants
      Most importantly, the key is to create a healthy growing environment for the plant roots.



 

 
Daily News and Advice

Read about the events shaping the Real Estate market today, find current interest rates, or browse the extensive library of advice and how-to articles written by some of the top experts in Real Estate. Updated each weekday.
 

 


 
More Articles

 

 
January Roundup: Mortgage Rates Flat
 

 
Capital Gains Tax Relief
Refresher Course

 

 
Top Ideas To Get Your House
In Order

 

 
Builders Tackle Fields of
New Products

 
Should you List Your Home For Sale with a Friend?
 
Should You Use More Than One Agent to Locate a Home?
 
Should You Use a Buyer Agent?
 
Check and Compare Real Estate Home Selling Services
 


 

 
Virtual Real Estate Store
E-mail: gibbard@virtualrealestatestore.com
Web: http://www.virtualrealestatestore.com
770-886-3808

 
Virtual Real Estate Store
770-886-3808
220 Forestview Drive
Suwanee GA 30024
 


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Your Home Didn't Sell. Do You Know Why?
 

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How to Get Your Asking Price in a Buyer's Market
 

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27-Keys to Selling Your Home
 Quickly and for Top Dollar
 

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11 High Cost Inspection Traps You Should Know Weeks Before Listing Your Home For Sale
 

To help home sellers deal with this issue before their home is listed, a free report entitled "11 Things You Need to Know to Pass Your Home Inspection" has been compiled which explains the issues involved.

 

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The information provided is by Alpha Team Realty, Inc. is deemed reliable, but is not guaranteed and is subject to change without notice. Alpha Team Realty, Inc. and business partners are not responsible for misinformation, misprints, typographical errors, etc. herein contained. There is no implied or expressed fiduciary, agency or agent relation between Alpha Team Realty, Inc. and any user of Alpha Team Realty's.  services or any services provided through the use of this web site, unless specifically contracted in writing. Alpha Team Realty, Inc. is a Georgia licensed real estate broker license number H-37835, Qualifying Broker David Gibbard.

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