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Save Thousands
of Dollars When Buying a Home
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This
FREE no obligation easy to understand report provides simple
steps that will amaze you how easy it is to save thousands of
dollars when buying a home.
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BEWARE!
13 Extra Buyer Costs You Need to Know About
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| This FREE
no obligation report let's you know about 13 extra buyer
expenses you need to know about before you start your home
search. |
| This FREE
no obligation easy to understand report and DVD provides simple
ways to avoid 9 buyer traps that most buyers fail to navigate
before they happen.
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FREE Special Report
"6 Things You Must Know Before You Buy"
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Discover how to avoid these costly mistakes.
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| This report clearly
identifies potential trouble-spots, and lays out an easy-to-follow
step-by-step system to help you get the most money for your home |
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How Your Credit Affects Your
Homeowners Insurance
If
you've researched or gone through the
process of getting a home loan, you know
how important it is to have a good
credit history. But did you know
insurance companies also use your credit
habits in determining whether they'll
provide you with insurance and how much
you'll pay?
Insurance companies have
traditionally used many factors in
determining how much of a risk you are
to get into an accident or incur losses
resulting in claims.
For example, insurers will look at
your driving record and how long you've
been driving when you seek auto
insurance. Likewise, when you apply for
homeowners insurance, they'll look at
the age, size, and construction of your
home. Through the years insurers
have found a person's credit information
to be a highly accurate predictor of
risk, according to the Insurance
Information Institute, a non-profit
organization supported by the property
and casualty insurance business.
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Pledge To Make '05 Your Year
Alphonso
Jackson, Secretary of the Department of
Housing and Urban Development, suggested
a new year's resolution last month that
may not be nearly as tough to realize as
many people think. And better yet, once
you reach his proposed goal, it should
be much easier to maintain than keeping
off a few extra pounds or working out
more often.
We're talking, of course, about
home ownership, a goal to which
practically every family in America
aspires.
Owning the roof over your head
isn't for everyone. Some folks don't
want the responsibility, while others
don't want to give up the freedom of
being able to pick up and move, whether
across the street or across the country,
almost at will.
But if you hanker to put down some
roots, give your kids a place to grow
and prosper, become part of a community
and build a little nest egg, owning your
home instead of renting it from someone
else should be one of your top
priorities.
"As long as you have a steady
salary, good credit, and few long-term
debts, purchasing a home is probably
within your reach," Sec. Jackson said in
a pre-Christmas message. "And by taking
things one step at a time, you'll find
that buying a home can be a very
manageable process."
As the nation's housing agency,
HUD
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Reverse Mortgages: Aid For Financially Strapped
Seniors
Owning
your own home free and clear was once the
American dream, but today many seniors are
reversing the theme and using their paid-off
home as collateral for a loan that pays them
monthly.
The reverse mortgage is being billed as a
helping hand for some seniors, sitting on a home
rich with equity, but who also may be on a fixed
income and facing rising health and medical
costs, low returns from bank deposits and dismal
stock portfolios.
"The biggest benefit to seniors is that,
one, they don't have to have any debt service
payments. Everything is deferred until they no
longer reside in the house and then they have a
period after that in which to repay the loan,"
Daily News and Advice
Read about the events
shaping the Real Estate market today,
find current interest rates, or browse
the extensive library of advice and
how-to articles written by some of the
top experts in Real Estate. Updated each
weekday.
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Free Online Home
Valuation
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free no obligation home valuation. |
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Your Home
Didn't Sell. Do You Know Why?
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| Your home
didn't sell or your listing expired. It likely wasn't your home.
We can show you why with a FREE DVD and report, How to Sell a
Home That Did Not Sell.
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How to Get Your
Asking Price in a Buyer's Market
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FREE no obligation report and DVD showing you how to get your
asking price in a buyer's real estate market. |
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27-Keys to
Selling Your Home
Quickly and for Top Dollar
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FREE no obligation report and DVD explaining the 27-keys to
selling your home quickly and for top dollar.
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11 High Cost Inspection Traps You
Should Know Weeks Before Listing Your Home For Sale
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| To
help home sellers deal with this issue before their home is
listed, a free report entitled "11 Things You Need to Know to
Pass Your Home Inspection" has been compiled which explains the
issues involved. |
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Congress
has just toted up the billions
in taxes America's homeowners
will save this year through
various federal housing
writeoffs and credits. The
number is huge and the
underlying message is loud and
clear: If you don't own a home,
you are missing out on
Congress's most generous lump of
tax goodies served up to any
category of individual
taxpayers. 
$72.6 billion in mortgage
interest deductions on
owner-occupied homes. Federal
tax law allows owners to write
off interest payments on up to
$1.1 million in mortgage debt on
a qualified principal residence.
