Save Thousands of Dollars When Buying a Home
 

This FREE no obligation easy to understand report provides simple steps that will amaze you how easy it is to save thousands of dollars when buying a home. 


BEWARE!
13 Extra Buyer Costs You Need to Know About

 

This FREE no obligation report let's you know about 13 extra buyer expenses you need to know about before you start your home search.


9-Buyer Traps to Avoid
 

This FREE no obligation easy to understand report and DVD provides simple ways to avoid 9 buyer traps that most buyers fail to navigate before they happen. 


FREE Special Report
"6 Things You Must Know Before You Buy"

 

Discover how to avoid these costly mistakes. 


FREE Special Report - "The 9 Step System to Get Your Home Sold Fast and For Top Dollar"
 

This report clearly identifies potential trouble-spots, and lays out an easy-to-follow step-by-step system to help you get the most money for your home

 
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December 2006
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Should I Take My Home Off the Market During the Holidays?

 
  When you look at your calendar you may find the months already overloaded with seasonal obligations -- shopping, entertaining, children's pageants, charity work, decorating the house, and so much more. If you are also trying to sell your home, you are under extra pressure to keep your home in "showtime" condition. And that could be the last thing you need before the holiday spirit is broken.
      It is understandable why you would be tempted to take your home off the market during the holidays. And the list of justifications is long. If you are too busy, buyers may be also, and you may find your efforts unrewarded with not enough showings. And what if you do get an offer? You may be faced with the possibility of packing and moving during
 

 


 
Mortgage Rates
U.S. averages as of November 30, 2006:

30 yr. fixed:   6.14%
15 yr. fixed:   5.87%
1 yr. adj:       5.46%

 

 
 

 

View current rates


 

 

 


 

Single family detached had another down period in October. There were 4,686 closings compared to 5,484 for October 05’ or a decrease of 14.6%. This is the fourth consecutive decline for single family detached housing. The last time this occurred was 10/99-01/00.


 

 
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Buyers: A Source of Capital You May Not Have Considered

 
     Buyers have a source of investment capital that they haven't considered -- their pensions.
      Many people don't know that they can use their pension funds to invest in real estate. The truth is it's entirely possible and perfectly legal -- with a self-directed pension plan.
      Any time a pension fund allows someone to control his or her own investment decisions it's a self-directed plan. But the term "self-directed" can be misleading, especially when you are limited to investing in a list of stocks or mutual funds provided by your plan's administrator. If you have a truly self-directed plan, you can invest in just about anything you want, as long as it fits within IRS guidelines.
      So many things are included in the IRS guidelines that even the IRS doesn't bother trying to list them all. Instead the IRS lists only those things pension plans can't invest in. If it's not on that list, then you should be okay making the investment, so long as the transaction


 


It Is A Good Time To Decide

 
     It sounds tired, trite, hackneyed, even a little specious, especially when it's become little more than a marketing slogan used to describe just about any housing market, no matter how bleak or bright.
      However, right now, the popular refrain, "It's a good time to buy," resonates with a more resolute ring of truth.
      Remember that a "good time to buy" for you may not be the same "good time to buy" for someone else. Personal considerations trump the generalities.
      Instead of making the home-buying decision based solely on market conditions, consider it in a more holistic context.
      It's only a good time for you to buy a home, typically, when owning is cheaper than renting and a home purchase is a natural fit for your financial needs, goals, obligations and lifestyle.
      Consider market conditions -- it's wise to buy low and sell high -- but also examine your complete financial picture, other goals in life and plans for your family.
      It's not easy.
      The current market offers a big carrot.
      "Today, with the real estate market slowing in many parts of the country, all the market fundamentals show that


 

Homeowners Lax On Guest Room Preparedness

 
     'Tis the season.
      Guests are coming.
      But you aren't prepared.
      Your spare room is a storage locker, a temporary office, a play room or a catch-all dump for spillover from the garage.
      And there's so much junk in the attic you don't need insulation.
      That once yawning, guest room of emptiness called out to you looking for somewhere to toss stuff in order to keep the rest of the home neat and up-to-date.
      Now, with the holidays brewing, there's trouble on the home front.
      Total domestic travel expenditures by U.S. tourists is expected to rise at a rate of only 4.1 percent this year, compared to nearly twice that much, 7.5 percent last year, according to the Travel Industry Association of America and guess what?



 

 
Daily News and Advice

Read about the events shaping the Real Estate market today, find current interest rates, or browse the extensive library of advice and how-to articles written by some of the top experts in Real Estate. Updated each weekday.
 

 


 
More Articles

 

 
November Roundup: Rates at Lowest Level Since First of The Year
 

 
Keep Your Home Fire-Safe
 

 
Rarely A Good Time To Buy Extended Warranties

 
Mortgage Rate Decreases Spurring a Mini-Boom in Refinancing
 
Should you List Your Home For Sale with a Friend?
 
Should You Use a Buyer Agent?
 
Check and Compare Real Estate Home Selling Services
 
Should You Use More Than One Agent to Locate a Home?
 


 

 
Lite Realty, Inc., Full Service...... Less Cost
E-mail: gibbard@literealty.com
Web: http://www.literealty.com
770-886-3808

 
Lite Realty, Inc.
770-886-3808
220 Forestview Drive
Suwanee GA 30024
 


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Your Home Didn't Sell. Do You Know Why?
 

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How to Get Your Asking Price in a Buyer's Market
 

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27-Keys to Selling Your Home
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11 High Cost Inspection Traps You Should Know Weeks Before Listing Your Home For Sale
 

To help home sellers deal with this issue before their home is listed, a free report entitled "11 Things You Need to Know to Pass Your Home Inspection" has been compiled which explains the issues involved.

 

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The information provided is by Alpha Team Realty, Inc. is deemed reliable, but is not guaranteed and is subject to change without notice. Alpha Team Realty, Inc. and business partners are not responsible for misinformation, misprints, typographical errors, etc. herein contained. There is no implied or expressed fiduciary, agency or agent relation between Alpha Team Realty, Inc. and any user of Alpha Team Realty's.  services or any services provided through the use of this web site, unless specifically contracted in writing. Alpha Team Realty, Inc. is a Georgia licensed real estate broker license number H-37835, Qualifying Broker David Gibbard.

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