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Save Thousands
of Dollars When Buying a Home
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This
FREE no obligation easy to understand report provides simple
steps that will amaze you how easy it is to save thousands of
dollars when buying a home.
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BEWARE!
13 Extra Buyer Costs You Need to Know About
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| This FREE
no obligation report let's you know about 13 extra buyer
expenses you need to know about before you start your home
search. |
| This FREE
no obligation easy to understand report and DVD provides simple
ways to avoid 9 buyer traps that most buyers fail to navigate
before they happen.
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FREE Special Report
"6 Things You Must Know Before You Buy"
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Discover how to avoid these costly mistakes.
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| This report clearly
identifies potential trouble-spots, and lays out an easy-to-follow
step-by-step system to help you get the most money for your home |
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Should You Buy
or Sell First?
For
homeowners aiming to sell their home and buy another,
it's the classic real estate, which came first, the
chicken or the egg, question - buy or sell first?
If you sell first, you may find yourself under a
tight deadline to find another house, or be forced in
temporary quarters. If you buy first, you may be saddled
with two mortgage payments for at least a couple months.
You may need the money from the sale of your original
home in order to pre-qualify for a loan for your new
home. You may be facing a job relocation and need to
sell quickly.
There are many variables involved; there is no
universal correct answer. It basically comes down to
your specific circumstances.
One school of thought is that there is generally
less pressure and stress when you sell first, which
lessens the risk of owning two houses, or none at all.
If you have the money to make two
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Secrets to a Successful Move
Planning
to move this summer? You're not alone -- summer is the
busiest time of year for professional movers, according to
the American Moving and Storage Association. It's an arduous
process, but these tips will make your transition much
smoother.
If you're planning to use a moving company, call now. As
busy as they are, they usually need plenty of notice --
often at least six weeks or much more if you're moving a
long distance.
Be sure to build in some overlap between the
closing/possession date of your new home and the last day of
the lease on your rental (or closing date of your current
home). Moving always takes much longer than you think. If
you want to make any changes to your new home -- for
instance, paint some walls, put in new carpeting or refinish
wood floors -- plan enough time to do it BEFORE you move in
so your furniture and belongings are not in the way.
Pare down your belongings. There's no sense moving
things you don't need or want. Look through your house for
rarely used items. Discard anything that's beyond repair,
have a yard sale to get rid of the rest, and plan to load
unsold merchandise into your car right away so
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Oh Horrors, Rates
Have Risen!
The
recent interest rate increase has caused more hand-wringing
and dismay than anything since the failed appearance of the
Comet Kohoutek. Oh, shudder, whatever are we going to do
since rates zoomed to 5.67 on July 17th? That, says Freddie
Mac, is with .5 points.
Let's be honest. If someone said a fixed-rate mortgage
was available at 5.7 percent a year ago many borrowers would
have carried a sack of concrete blocks barefoot over fiery
coals to get such financing. Rates were nearly a full point
higher at the time according to HSH Associates, the
independent and authoritative financial publisher.
Are we really so sensitive to rate changes? While 5.7
is more than 5.2, is it truly a big deal?
Yes and no.
Suppose you borrow $300,000 at 5.7 percent over 30
years. Your monthly cost for principal and interest is
$1,742.20. At 5.2 percent, the cost is $1,647.33, That's a
difference of $94.67 a month or $1,136.04 a year.
The argument here is not that higher rates are
desirable or delightful, nor should anyone be elated to
spend an extra $1,136.04 yearly. Instead, the idea is this:
Money is a commodity.
Rates rise and fall continually.
You want the lowest possible rate when borrowing.
If rates drop, there may be opportunities to refinance
with little or no cash required at closing.
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Know The Signs of
Foundation Problems
Do
your doors or windows jam when you try to open them? Are your
walls or doors cracked? If so, it could be a sign of something
more serious - foundation problems.
When the soil underneath your foundation expands when it's
wet or contracts when it's dry, the foundation can potentially
shift if part of the soil expands or contracts and the rest
doesn't.
Poor drainage can be a major contributor to soil moisture
gains. Roof runoff should be directed away from the house via
gutters. And your gutter downspouts shouldn't release water next
to the foundation. Surface drainage next to the foundation
should slope away from the house about a quarter inch per foot.
Those in the foundation repair business say another
trigger to potential problems is when a section of soil isn't
compacted properly or consistently like the others, causing one
section of the house to drop.
Daily News and Advice
Read about the events shaping the Real Estate
market today, find current interest rates, or browse the
extensive library of advice and how-to articles written by
some of the top experts in Real Estate. Updated each
weekday.
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Free Online Home
Valuation
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| Receive a
free no obligation home valuation. |
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Your Home
Didn't Sell. Do You Know Why?
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| Your home
didn't sell or your listing expired. It likely wasn't your home.
We can show you why with a FREE DVD and report, How to Sell a
Home That Did Not Sell.
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How to Get Your
Asking Price in a Buyer's Market
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| Receive a
FREE no obligation report and DVD showing you how to get your
asking price in a buyer's real estate market. |
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27-Keys to
Selling Your Home
Quickly and for Top Dollar
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| Receive a
FREE no obligation report and DVD explaining the 27-keys to
selling your home quickly and for top dollar.
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11 High Cost Inspection Traps You
Should Know Weeks Before Listing Your Home For Sale
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| To
help home sellers deal with this issue before their home is
listed, a free report entitled "11 Things You Need to Know to
Pass Your Home Inspection" has been compiled which explains the
issues involved. |
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